At Sallie Mae, we’re proud to have helped more than 30 million Americans save, plan, and pay for the education that can offer them that key. It’s a responsibility that we do not take lightly. In our 40 years, we have developed responsible education loans and innovative programs to help families start saving for college. For those who need help paying for college, we encourage responsible borrowing. As a company, we uphold strict standards of corporate governance. We believe that transparency and ethical conduct best serve our customers and investors. Above all, we are committed to helping turn our customers’ dreams of education into reality.